Panther Contract Drivers

Lease-To-Own Program

Express Credit Application
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Process Timeline

Your Truck, Your Independence, Your Success!

Crossroads has partnered with Panther Premium Logistics to offer reliable equipment and the tools necessary to help you run a successful trucking business. We know that owning a truck is a big investment, so we've paired our buying power with a comprehensive warranty to help lower operating costs, limit downtime and keep money where it belongs, which is in your pocket. We also offer a best in class maintenance management solution to assist with scheduling PM's, Roadside Assistance and access to vendor discounts nationwide. We're confident our program offers the "Real" opportunity for ownership that you've been looking for.

Your Truck, Your Independence, Your Success!

Driver Benefits:

Quality Equipment

  • Reliable late model New & Used Freightliners
  • Mileage: less than 450k miles
  • Best in class warranty for the entire lease term
  • Fresh DOT, New Tires (no recaps), double bunk & refrigerator
  • APU and deer guards (select units only)

Real Opportunity to Own

  • Affordable weekly payments administered through settlement deduction
  • Low Capital Investment (as low as $2,500)
  • No Dealer mark-up on price
  • TRAC is below wholesale (truck is worth more than you owe at end of lease)

Maintenance Management Program thru FLEETROCK

  • Accessible to owner operators for the first time & exclusively offered through this program
  • 24/7 Scheduling & Support
  • National vendor network with discounted pricing
  • Preventative maintenance scheduling and notification
  • Warranty tracking and management
  • Real-time visibility (detailed breakdown of when and what you’re spending your money on)
  • Web based platform with analytics detailing cost savings and downtime reduction


  • Class-A CDL (not required for fleet owners)
  • First Time Buyers Okay
  • No Open BK or Recent Repossession
  • No Delinquent Child Support
  • No Open Tax Liens
  • 6 Months+ Verifiable CDL/Tractor Experience

What People are Saying:

"It's been a life long goal of mine to become an Owner Operator. I finally made it happen with the help of Freightliner of AZ And Crossroads Financial. It's a really good feeling to own your truck and to be your own boss. It got me excited to work hard, and give my family a better life. I will be referring everyone I know, who is looking for a truck, to them!"

Henry Serna
Owner, Henry Serna Trucking

View Our Trucks


The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the FTC Regional Office for the Western Region of the Federal Trade Commission, which is located at the following address: Federal Trade Commission, 10877 Wilshire Blvd., Suite 700, Los Angeles, California 90024 or also the Federal Trade Commission, Consumer Response Center, Washington, DC 20580. If we take adverse action you have a right to a statement of specific reasons for the adverse action if you request such statement within 60 days from CROSSROADS EQUIPMENT LEASE AND FINANCE, LLC at the following address 9385 Haven Ave., Rancho Cucamonga, CA 91730. The written statement shall be sent to you within 30 days. Adverse action may include refusal to grant credit in substantially the amount or terms requested, termination or an unfavorable change in the terms of an account and refusal to increase the amount of credit available.

The Applicant (which term includes the business entity named above and each owner, guarantor principal, partner or member) authorizes CROSSROADS EQUIPMENT LEASE AND FINANCE, LLC, its affiliates along with its successors and/or assigns (each, a “Creditor”) and any credit bureau or other investigative agency engaged by Creditor to investigate, obtain and share information from time to time from any source (included, but not limited to references listed in the Application) about Applicant’s credit standing and responsibility, including, but not limited to, obtaining credit reports and other financial information to evaluate this application and to review Applicant’s account. By signing this Application, Applicant authorizes Creditor, its affiliates, and assignees to share the Applicant’s credit and other information as permitted by law. The Applicant represents and warrants to Creditor that: (a) all of the representations and information provided in this application, and all other representations, statements, reports or information made or delivered to Creditor are true, complete and correct in every respect; and (b) Applicant is requesting that Creditor extend credit or enter into transactions with Applicant for commercial and business purposes only, and such transactions are not for personal, family or household purposes. Applicant represents that it has reviewed this document and the information.